Renovation Financing
Financing Your Kitchen or Bathroom Remodel
Make your dream remodel a reality with flexible payment plans. No prepayment penalties. Fast approvals for qualified homeowners.
Invest in Your Home, On Your Terms
A premium kitchen or bathroom remodel is a significant investment that adds immediate equity to your home. We've partnered with leading home improvement lenders to offer competitive financing packages.
Available Financing Options
- 0% Interest for 12, 18, or 24 MonthsSame as cash option for qualified buyers who pay off the balance within the promotional period. Perfect for those who have the cash but want to maintain liquidity during the build.
- Fixed Low-Rate Long-Term LoansTerm loans extending up to 120 months for highly manageable monthly payments. Ideal for comprehensive full-gut remodeling projects.
- Home Equity-Friendly TermsNo prepayment penalties. Finance the project immediately and pay it off once a home equity line of credit (HELOC) or refinance goes through.
*All financing is subject to credit approval. Minimum monthly payments required. Ask your design consultant for current terms and application details at your private design consultation.
How Financing Works
Apply
A quick, paperless application process during your consultation. Most information is already captured during your estimate visit.
Get Approved
Most approvals happen within minutes with our trusted lending partners. Pre-qualification uses a soft pull only.
Start Your Project
Sign your contract and schedule your build with confidence. No delays waiting for financing to clear.
Financing FAQ
Does applying affect my credit score?
The initial pre-qualification uses a soft credit pull, which does not impact your credit score. A hard pull is only performed if you decide to officially accept the loan terms.
Are there any hidden fees?
No. All origination fees, terms, and APRs are clearly presented before you sign anything. There are no hidden application fees.
Can I pay off my loan early?
Yes. All of our financing programs feature no prepayment penalties. You can pay off the principal balance at any time without incurring extra charges.
Can I use financing alongside a HELOC?
Yes. Our no-prepayment-penalty terms are specifically designed for homeowners who want to start immediately and pay off the contractor loan once their HELOC or refinance closes.
What is the minimum loan amount?
Minimum loan amounts vary by program. For most luxury kitchen and bathroom projects in Westchester County, which typically start at $50,000+, all programs are applicable. Ask during your consultation.
Two Showrooms · No Appointment Necessary
Ask About Financing at Your Design Consultation
Discuss financing options with your designer during your free in-home consultation. No obligation, no pressure.